What is BankProspector?
What Is BankProspector?
BankProspector is a subscription-based software platform built for real estate investors, note buyers, REO agents, and anyone who wants to do deals directly with banks and credit unions.
Here’s the short version: we take all the public financial data reported by every bank and credit union in the United States — data from the FDIC, FFIEC, and NCUA — and make it visual, searchable, and actually useful. We pair that data with a best-in-class contact database of lender decision-makers, so you can find the right banks and get in touch with the right people.
What You’ll Find Inside
- Non-performing loan (NPL) portfolio data for every U.S. bank and credit union
- REO (bank-owned real estate) portfolio information across five property types
- Financial health indicators like capital ratios, loan loss provisions, and ALLL
- Note sale indicators that help you spot which lenders may be ready to sell
- Decision-maker contact information — names, titles, phone numbers, and often email addresses
- Prospecting tools like watchlists, tags, notes, reminders, and saved searches
- CSV exports so you can work with your data outside the platform
Who Uses BankProspector?
- Note investors looking for non-performing loans to purchase directly from banks
- REO agents and brokers looking for listing opportunities with lenders
- Real estate investors pursuing off-market foreclosure and distressed property deals
- Attorneys, consultants, and other professionals who work with lenders
How Is the Data Updated?
Bank data is updated nightly. Credit union data is updated as soon as the NCUA publishes new data (typically quarterly). Contacts are updated continuously by our full-time research team.
💡 Tip: BankProspector doesn’t show individual loan listings. We show you portfolio-level data and the contacts you need to go directly to the source. The deals happen between you and the bank.