BankProspector V2 - Credit Unions
On the Credit Union Overview page, we can see high-level details about the current and historical market, by asset type. We break the asset types into 2 sections: Primary Asset Types and Additional Classifications
Each asset type has a current and historical chart view of the market. Users are able to hover over the different pieces of the charts to get more detailed information for each section. We can then drill down into each asset type’s detail page which gives more specific information.
The overview page also includes a List of US Credit Unions Ranked by Total Assets that are listed below the asset type charts. Here we are able to run an export of the US credit union list, as well as search for a credit union, and sort by credit union Name, City, State, and Total Assets.
Each credit union Asset Type has a detail page. Each detail page gives users an overview of the asset type to help better understand the market for that specific asset type.
Starting with the Non-Performing Loans table, we see NPLs and Non-Accrual Loans in table form. We can click into each line of the table, to narrow down a list of credit unions that contain specific pieces of information, such as NPLs that are 30-89 Days late in Member Commercial Real Estate.
In the chart section, users can see current and historical market information regarding that asset type. We are able to hover over the different pieces of the charts to get more detailed information for each section.
At the bottom of each Asset Type Detail page, there is a list of US Credit Unions Ranked by the specific Asset Type with their total Assets. That list can be exported, searched by name, or sorted by Credit Union Name, City, State, and Total Asset amount.
INDIVIDUAL CREDIT UNION RECORD PAGE
Individual credit union record pages are the individual pages for each specific credit union. There, users can find credit union details relating to that particular credit union.
Starting at the top left, we will see the Credit Union Details. Credit Union Details include the logo, Headquarters Location, Main Phone number, website, Credit Union Number, and Total Assets... This table includes a reporting date and last updated data so we can see when the last updates were for this particular credit union.
We can also see the Credit Union Locations. We provide a map view and list view for all locations. Users can zoom in and out on the map to see the full United States or zoom in to a specific region. On the list view, the office type and City and State for each individual location are included. This table can be exported, searched, and sorted.
Next, we provide 3 tables broken into REO and Foreclosed Assets, Capital, and Late and Non-Performing Loan Portfolios. These tables are meant to provide some additional context to the current state of each credit union.
Finally, we see the Late and NPL Portfolios. This section is by credit union asset type. Each asset type has its own section. We provide a table to the left of each chart that shows current NPLS and their amounts. The charts are broken down over the course of the last 8 quarters. Hover over the chart sections to see specific numbers or they can select items in the legend to narrow down the chart information. While we do track 11 different asset types for credit unions, keep in mind we may hide some sections for smaller credit unions if they haven’t reported for a specific asset type in the last 8 quarters or their values are less than $0.
TARGETING CREDIT UNIONS
We are able to target credit unions in a few ways to build out their watch lists.
The first way is by targeting a specific credit union on the individual credit union record page. We can click the blue plus sign in the top left corner of the Credit Union Actions section to target a credit union. The credit union can be untargeted with the same method -- simply click on the green Target icon to remove the credit union from the watch list.
The other way to target credit unions is from the NPL list views under credit unions. Select which asset type to review and click the details link below the chart/graph. Once inside the asset type overview page, these lists will be found in the top-left area of the page. Click on a line item in the Asset Type Detail view (ex. 30-59 day late and still accruing) to pull up a filtered list of assets relating to the NPLS.
Once the list populates, click on the blue plus icon to target a new credit union. We can remove credit unions from their target list in the same manner -- by clicking on the green check icon to remove the target.
CREDIT UNION ACTIONS
Tags are freeform categorization methods users can use to group credit unions. To tag a credit union, simply start typing in the “Add” Section of the tags area. Click enter or click out of the tags section to save. Credit Unions can have one or many tags applied to them. To delete a tag, click on the X on the blue tag - a confirmation modal will appear to ensure that the tag should be deleted. Click remove a tag to confirm or click cancel to keep the tag.
My Contacts is where individual contacts for a credit union are saved. These can be contacts saved through BankProspector or contacts added directly to their account. Each credit unions’ contact list can be exported. Users can Add New contacts directly in the Credit Union Actions “My Contacts” Section. Existing contacts can be searched by name or title. The list can be sorted by name and title as well.
To view contact details, click on the Contact Name. That will display a modal with all contact details saved in the system. These fields are able to be edited. In the Edit record modal, we can also delete a contact or flag a contact for incorrect information. We also enabled a “quick contact” method for each contact.
Users are now able to email, call, and connect via LinkedIn directly in the My Contacts list -- simply click on one of the contact icons to start a new engagement. We also included the ability to hover over those icons for the email address and phone number for quick reference.
Notes is a section where users can keep quick notes for each credit union. Simply type a note in the text field and click add note. The notes are kept in the Notes History section of the Notes tab. The history includes a date and timestamp, a copy of the original note. We can edit these notes directly. They can also remove an old note by clicking into the line of the note that’s no longer important and clicking the trash icon. A confirmation message will pop up to ensure that it’s OK to delete the note. Click Delete Note to proceed or cancel to keep the note.
Users can find new credit union contacts in the Find Contacts Section of Credit Union Actions. We can scroll through the existing list of contacts we have available or they can search by Title, Location to find a new contact. If we have something that matches the search, a list will be populated. Click on the Add Person icon to the left of the title of the contact to add them to the system.
If we don’t have a match for the search criteria, we do offer an option to request new contacts. You can provide us with the title of the contact you’re looking for and our data team will try their best to find something comparable.